Government is not “taking over” healthcare its a common misconception based on repetition. Government makes the laws under which the private healthcare for profit industry operates. We The People are the government. So We the People are telling corporations through the laws of the Affordable Healthcare Act that you can not drop our healthcare for per-existing conditions. This is a perfect example of why we have laws, rules and regulations to make a more just, safe and smooth operating society.Corporations operate on profit margin. They are doing their job when they are making the most amount of money possible….not by giving it away or helping sick people, but they are more than happy to take money from healthy people.Insurance; health, auto, home is a nice concept but for it to work everyone has to participate. Going to the emergency room without insurance means those who are uninsured pass exorbitant emergency room fees onto society (the tax payers). We pick up the tab through higher and higher premiums that have been escalating by 15% year over year as insurance companies pass the cost of the uninsured who get gold plated treatment at emergency rooms onto their paying customers.
The emergency room is not the place to go for a common cold but people go there because they get free healthcare that really isn’t free to the rest of us. The bills get generated, the doctors submit them to the insurance company and those of us in the system see our rates go up.
With everybody getting insurance when someone who previously couldn’t afford healthcare gets sick they’ll go to the extremely less expensive primary care physician of their choice. And maybe even go in for regular check ups and take on preventative healthcare measures that also lower healthcare.
Do you wait for your car to break down by the side of the road or if it makes a funny noise to you run it into you local garage of choice or dealership to get it diagnosed and fixed for less money?
Everyone in some sort of private insurance will drive our collective national healthcare costs down which will increase our GDP and productivity because fewer of us are sick and out of the economy and more of us will have dollars to direct elsewhere that demand will equal more jobs, and a better standard of life for many.
If its a “Government Take Over of Healthcare” how come Aetna, BlueCross Blue Shield, Humana, Kaiser, WellPoint, Cigna, WellCare, Healthnet, Coventry, United Health, Highmark and BCBS are all still in business? The insurance company’s are all still operating and still making money.
Governemnt didn’t take over healthcare they just made better laws for you and I so we don’t get ripped off by the big boys squeezing us for profits. Some people under the Obamacare Affordable Healthcare Act (the new set of laws) even got refund checks. Why? Because of the 85/15 law a part of Obamacare states that insurance companies have to use 85% of their income actually covering people and only 15% of their take can be distributed to CEO salaries and administrative costs.
At the end of every year checks go out to you and I because Insurance companies can’t know exactly how many of their customers will get sick or hurt. But at the end of the year the books have to be balanced and people have already gotten checks to offset their healthcare premiums if the Insurance companies pay out was less than 85% of what they took in….amazing huh?
Corporations are not any more evil than government. Its the people in them who can be unscrupulous or driven by the bosses pressure to come up with gimmicks and schemes to ever increase profits. Insurance companies are not in the business to pay out to hospitals and patients and customers but to make money. That’s why they are more than happy to insure healthy people and kick to the curb the sick….oopps didn’t read the fine print thanks for your premiums.
Government is our tool to keep them honest. Being dumped from insurance coverage for pre-existing conditions is illegal now and thank god. Being driven into bankruptcy because your provider says read the fine print you have passed our cap and we’re not obligated to give you any more money but thanks for paying for our lousy insurance all those years…..that’s now illegal and sick people will get to keep their homes instead of booted onto the street.
Hello you have cancer sorry your insurance has run out and now your house has been foreclosed on have fun living in your car dying of cancer….and welcome to America. Pretty grim right, but the Obamacare Affordable Care Act makes that practice and eventual bankruptcy illegal.
The problem is unless you have actually been sick and tried to get reimbursed from an insurance company you have no idea about the tricks, stall tactics and shenanigans they pull. Claim agents are given demerits if they actually pay a claim and bonuses for denying coverage – all true.
Government is not running the healthcare process but they are our tool for opening up the markets so we can review competing plans and making these decade long horrendous practices illegal.
Go to Healthcare.gov in a few weeks and see for yourself you might find cheaper insurance.
And remember Corporations are in the business to make money and there is nothing wrong with that as long as they are accountable for their actions and not too slippery.
Government is our tool to make our country better. Some corporate players do not want Government oversight and they contribute a lot of money and pocket politicians to push their agenda because they can and they are driven to make more and more money regardless of the costs they mitigate to society (like ruining a stream by blowing off a mountain top that fed you clean water but now gives you cancer because of the chemicals they use).
Government is the cop on the beat. If some corporate players can corrupt it, weaken it, or bribe it then it becomes easier for them to cheat, steal, get away with wrong doing and pass the cost of their byproducts and actions onto the public.
You and I can not sue GE for polluting the Hudson River we don’t have the financial muscle. But the Federal Government can call GE to task and go toe to toe with them in Court for decades if they have to for dumping PCB’s in the Hudson, killing the fish, giving children cancer and ruining property value. Why would GE do that (?) simple they are profit driven and anything they can get away with to cut cost they are going to try. In some cases its cheaper to litigate for decades than to clean up oil and toxic waste spills, dumps and tanks or to be held accountable for ruining businesses and sickening even killing people.
GE is only focused on their bottom line how can they make more money this year so they look for ways to cut corners dumping toxic waste into the river and not being held accountable for the cost of the clean up of their by product is something they will do if they can get away with it. Big Government is the only tool we have to make them clean up their mess.
In a Country of 350 million people our government has to be big – you don’t want a pip squeak patrolling the streets….and remember vote in every election.
We are the people, we are the government, we have to direct it to spend our tax dollars wisely and maintain and improve the society that we have built for ourselves. We don’t want it to limit our choices, to tell us what to believe or interfere with our pursuit of happiness but we want it to check the sneaky and the greedy wherever they are who would think of nothing in walking off with our retirement funds.
Its complicated with lots of moving parts – easy sound bites don’t get at the truth.